Should you pay off your mortgage or invest instead?
Explore the pros and cons of paying off your mortgage early versus investing. Make informed decisions that align with your financial goals.
What are dividends & how often are they paid out?
Learn how dividends work, when they’re paid out, their benefits, a few tips for choosing the best options, and more in this guide from Vital Card.
5 Investment accounts for kids: The parents guide
Explore the world of investment accounts for kids in our comprehensive guide. Learn about how to secure your child's financial future.
What it means to be vested in 401(k) and retirement
Learn what it means to be vested in a 401(k) and retirement and discover how responsible spending can boost your financial health.
9 Tax-efficient strategies to wise investing
Discover 9 tax-efficient strategies for wise investing. Learn how to reduce your tax burden and maximize after-tax returns.
Advantages of mutual funds: A guide for new investors
Discover the advantages of mutual funds for new investors and learn how you can use Vital Card to support your financial journey.
Value vs. growth investing: What you should know
Understand value and growth investing, make informed investment decisions, and learn how Vital Card supports smart finance management.
Financial literacy for kids: The parent's guide
Empower your kids with financial literacy. Learn how to teach earning, saving, budgeting, and investing with this parent's guide by Vital Card.
How does a 401(k) work & how much should you contribute?
Master your financial future with our guide to 401(k) plans, Roth IRAs, and responsible retirement savings. Your secure retirement starts here.
What is financial literacy?
Financial Literacy may sound complicated but it is crucial. Learn what it is & how to apply it towards building a budget, understanding credit & managing debt.
Why did my credit score drop?
Credit utilization, payment history, age of credit history - many things can affect your credit score. Here's 9 reasons why your score may have dropped.
Which credit scores do mortgage lenders use?
Which credit score do mortgage lenders use when evaluating applicants? Read on to discover the factors lenders consider before offering home loans.
When should I pay my credit card bill?
Here's when to pay your credit card bill to help your credit score and steps to improve your financial situation. Learn more from Vital today.
What you need to know to prevent credit card fraud
A PIN or password alone isn't enough to portection; you'll need to take more preventive measures to ensure your credit card’s safety & prevent credit card fraud.
Debit Cards vs Credit Cards
Choosing between getting a debit card and credit card? We can help you decide which one to get
What is the highest credit score?
Wondering what is the highest credit score? This article tells you what the highest credit score is and how to achieve it.
What is the grace period on a credit card?
Generally, a grace period on a credit card is the time between when a bill is sent and when it’s due. Read on & find out how you can take advantage of it.
What is the best way to pay off credit card debt?
Credit card debt is a burden not just on financial peace of mind, but your credit score as well. Learn how to quickly pay off your credit card debt, responsibly.
What is joint credit?
Joint credit, or co-borrowing, can be an effective alternative to increase your chances of qualifying for credit. Read more to find out how joint credit works.
Will a secured credit card raise your score?
Find out the answers to common questions about building credit, such as, “How much will a secured credit card help my score?”